Wealth Management

That you should leave something behind for loved ones is a gratifying thought, whatever the size of your estate. Why is estate planning important? If… Read More »Estate planning

Currently, HMRC taxes any assets or estates passed on through inheritance at 40 per cent once they reach the inheritance tax threshold of £325,000. It… Read More »Inheritance tax planning and donating to charity

New allowances for Individual Savings Accounts (ISAs) – which offer tax-free returns on investments – have now come into force. For the 2012/13 tax year,… Read More »Increased ISA allowances

Intestacy is the consequence of dying without a Will. Various surveys indicate that about two-thirds of adults fail to make a Will. Even those who… Read More »You don’t have a Will? –Don’t die intestate

A recent report revealed that high pension charges and the wrong choice of annuity could cut a savers’ pension income by almost a quarter –… Read More »Plan now or you could end up working into your 70s

If you are a director and shareholder of a company you could take payment by dividends, by salary, or a mixture of the two. There… Read More »Dividend or salary?

Don’t waste your tax efficient saving and investment allowances Every tax year your tax efficient savings and investment allowances are renewed, which means that before… Read More »Your Money: ISA’s & Pension Contributions

Recent figures suggest that as many as 60 per cent of Brits do not have a Will in place, but what happens if you don’t… Read More »What happens if you don’t have a Will?

October saw 12 banks and building societies have their credit rating reduced, including Lloyds, Santander, RBS, the Co-operative Bank, prompting many to question the safety… Read More »Are your savings safe?

Interest rates remain at 0.5 per cent and as the economy remains sluggish, there are no signs of an increase on the cards. But while… Read More »Interest rates remain at record lows – how could you make the most of your savings?